HMTCCMA
Haitian Ministry Theophile Church in Christ Mutual Aid (HMTCCMA)
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Click here: HMTCCMA Form .
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***For further information, email any question to sic@hmtcc.org
HMTCC-MA
A program for church members.
An ambitious two-part program called Haitian Ministry Theophile
Church In Christ Mutual Aid has been launched across the Theophile
organization. First of all, this is an aid fund set up for supporting the
families of the Christian community in cases of death and second, an
investment to better guarantee the future.
At a time when the economic situation of families break down, this program is timely and seems to please the many members who participated at the special meeting on Sunday, June 5.
A group of volunteers from Theophile church of Atlanta lead by
evangelist Alusma François focused on the need to provide the organi-
zation with a program that can generate hope for the future, given the
current conditions. Rev. Dr. Roland Joseph stated that all this is re-
corded in the sphere of the vision of Theophile whose primary purpose
is not to build a church, but to build a society. Fr Laurore Herard de-
scribes the movement as an economic and social preparation.
Here is below an excerpt of the document (in English) provided by
officials to Le Theophore newsletter to help a better understanding of
the program:
_____________________________
HMTCC-MA
Un programme pour les membres de l’église.
Un ambitieux programme à deux volets baptisé Haitian Ministry
Theophile Church In Christ-Mutual Aid vient d’être lancé à travers
l’organisation Théophile. Il s’agit d’une part de constituer un fond
d’aide destiné à supporter les familles de cette communauté chrétienne
dans les cas de mortalités et d’autre part investir pour mieux garantir le
futur. À un moment où la situation économique des familles se dé-
gradent, ce programme tombe à point et semble faire la joie des nom-
breux membres présents à la réunion spéciale du Dimanche 5 Juin.
Un groupe de bénévoles issus de l’église Théophile d’Atlanta et diri-
gés par l’évangéliste François Alusma se sont penchés sur la nécéssité
de doter l’organisation d’un programme capable de générer de l’espoir
pour l’avenir vu les conditions actuelles. Ce qui fait dire par le Révé-
rend Dr Roland Joseph que tout ceci est inscrit dans la mouvance de la
vision de Théophile dont l’objectif premier n’est pas de faire une
église, mais bien de bâtir une société. Fr Laurore Hérard de son côté
qualifie ce mouvement de préparation économique et sociale.
Voici ci-dessous un extrait du document (en Anglais) fourni par les
responsables au journal Le Théophore pour mieux aider à la com-
préhension du programme:
What is HMTCCMA about?
*First: Aims at making a financial difference in the life of HMTCC
community members
* Bring financial assistance to the survivor(s) of a deceased member
by covering the cost equivalent of a first class funeral. This way
hmtccma takes away most of the worries of the affected family.
* Second: A percentage of the premium will go to investment fund
which will be given as cash value to the designated beneficiary of the
victim.
What HMTCCMA isn’t:
It is not a life insurance policy.
Insurance pays more to beneficiaries but deceased paid more monthly
while alive.
* Contributor would pay less at HMTCCMA/year
* Actual contributor does not benefit from premium.
* HMTCCMA would guarantee contributor to enjoy his money
* Delayed gratification result
* HMTCCMA offers instant gratification (Ecl 3:22)
* Insurance company would not cover the old and terminally ill cus-
tomers.
* Insurance company would not cover a family member who is not
living in the United States.
*HMTCCMA will cover everybody regardless of age and place of
residence providing an hmtcc member is deemed responsible for the
funeral of that parson when he/she dyes and proper coverage was
secured.
*Not an investment bank account:
* These types are for profit which means they care only for their own
pockets
* Would not invest in our community, on the other hand
* HMTCCMA is non profit and 100% of are returns will be rein-
vested in our community for our own development in short and long
terms projects.
* Short term: pavilion for our senor citizens to prevent them from
going to nursing homes or living with their children which is often a
solitary life which ends with despair and unhappiness.
* HMTCCMA will provide better living conditions, medical care, and
conducive social environment for a dignify old age.
*Long term: credit Union where a large portion of the profit will go
back to you as return on investment. HMTCCMA is not a for profit
company.
Who are qualified to be HMTCCMA members?
*Everybody who is member of HMTCC is expected to join and any
family member who resides overseas for whom the HMTCC
member is deemed responsible to take care of the funerals providing
proper coverage was already secured.
Why is it crucial for every one to join HMTCCMA?
* We need close to 800 members to get started in order to provide
coverage immediately before someone dies without coverage
* The community needs to be financially sustainable by providing
services to each other.
How does HMTCCMA work?
*Children from 0 to 15 years old will be covered under their parents
at no additional cost
*16 to 30 years old each customer will pay $200/yr,
*31 to 64 yrs individual customer will pay $300.00/yr
*65- and up individual customer pays $ 400/yr
* 8% of premium is allocated as cash value to be given to beneficiary/
designated survivor
* coverage begins when premium is paid in full after HMTCCMA is
officially opened for business
IMPORTANT RULES
* This financial entity is considered a branch of HMTCC but its finan-
cial activities are to be kept separate and independent from the church
or the organization.
* The formation of this entity is to bring HMTCC community to a
certain financial freedom. Special donations or gifts to HMTCCMA
are welcomed and encouraged.
* Every member is eligible regardless of age and previous health con-
dition providing that the goal of 800 members is met.
* Any senor citizen of the organization is eligible to become a member
of HMTCCMAFF but children and/or grandchildren must also be
members.
* A yearly contribution $200.00 for members from 1 to 30 years old,
of $300.00 for members from 30 to 65 years old, of $400.00 for
members from 65 and up years old.
* No more than one person can obtain coverage for an older family
member.
* At death, HMTCC Mutual Aid Financial Freedom will be responsi-
ble for all funeral arrangements of the deceased member unless if oth-
erwise requested by family member in charge.
* The total expenditure for the sepulture will be equivalent to a first
class funeral.
* If all membership conditions are met, the second leg of the plan: lay
bricks for a senor pavilion retreat should be started within three to five
years; and no later than 10 years the other leg: the opening of a credit
union for all members will be added.
* Each member is entitled to pay for coverage of any of his family
member regardless of his/her nationality or place of residence, accord-
ing to the committee’s judgment.
* There is no personal favoritism or special treatment to any member
regardless of that person title or position that person occupied while he
was alive.
* All Theophile church members in the United States are equally
welcome participant.
* No one individual has the authority to dispose of the HMTCCMA
fund without the consent or approval of the group committee.
* A percentage of the profit, with the committee’s voting approval, will
be allocated for missionary purposes which can be either in Haiti or in
the United States.
* Benefit will be rewarded unless if the entire yearly due was paid
before the death has occurred. There is neither partial coverage nor
partial payment.
* The person who pays the yearly due for any of his family member is
the legitimate beneficiary and the only one entitles to deal with
HMTCCMA. If that person is unable to represent his/her family the
next designated person can play that role. HMTCCMA declines to
deal with multiple family members of a deceased.
* The functioning of this financial group deprives the church of any
financial obligation toward the parent of a deceased member.
* A member representing the Haitian Ministry Theophile Church Mu-
tual Aid Financial Freedom will be chosen in each Theophile church
in the United States to conduct business on behalf of the HMTCCMA
in that particular church.
* There will be no discrimination of age, gender, or nationality while
taking of any funeral arrangement. However, the committee of
HMTCCMA may choose to delegate certain authority to a third party
if the funeral is overseas.
*HMTCCMA must come to existence as soon as possible before the
next death within our organization.
*
When will HMTCCMA program will be in operation?
*HMTCCMA will officially start on the 17th of July
The Organization / L’Organisation
